I recently started a new job with a smallish company. After taking the job, one of the questions I asked the human resources person who showed me around on the first day was whether I could split my pay between two different banks accounts. I thought that maybe a small company might not be set up to handle this, but they can. I noticed I felt relieved. Such a small thing makes a difference in my marriage.
My wife and I have had various periods of time when both of use earned an income, only one of us did, and times when neither of us earned income. One constant we maintained through all this is that all money belongs to both of us. Just because at a given time only one of us had an income didn’t mean that spouse controlled the money.
We prefer to maintain separate bank accounts. Neither one of us wants misunderstandings or mistakes to lead to bounced cheques and other headaches. This means that I need to send some of my pay over to my wife’s bank account.
One solution to this problem would be for her to ask me for money whenever she runs low. But in the past, this has been a problem for us. It just feels too much like begging. It’s much better to have the money just arrive automatically. This approach actually makes a tangible difference in our happiness.