Receiving an income tax refund recently prompted me to make a 2011 RRSP contribution. Not wanting to wait until 2012 to get the resulting tax break, I plan to file a T1213 form to get my employer to reduce the source deductions on my pay. Unfortunately, BMO Investorline insists that they won’t send out tax receipts for RRSP contributions until next year.
Now I’m trying to decide what constitutes adequate proof to send to CRA that I made the RRSP contribution. A call to CRA didn’t help much. I got a couple of levels deep in the help system to someone who had heard of a T1213, but she was just reading the form and couldn’t tell me much more than what was written on the form. She didn’t inspire much confidence by repeatedly asserting that I must have got some sort of receipt when “buying the RRSP”.
I tried to gently explain that one does not buy an RRSP and that a contribution is little more than a transfer between two accounts, but that didn’t help. In the end, all the evidence I have is screen shots from my computer of the transactions in each account. By the end of the month I’ll have account statements showing these transactions as well, but that won’t be much better evidence than the screen shots.
I could go back and yell at Investorline to send me my tax receipt now, but I think I’ll try sending the screen shots along with the T1213 form to CRA. If there are any experts out there who can comment on whether this is likely to work, I’d like to hear your thoughts.