Jeremy at Modest Money is hosting a poll of the best Canadian financial blogs. A vote for my blog will improve your sex life :-)
Preet Banerjee did a very interesting TED Talk about changing the way we think about debt.
Malcolm Hamilton offers his thoughts on how to best provide pensions to Canadians in this short video interview. I agree with him that efforts to improve financial literacy are unlikely to make us all rational retirement savers. Hamilton has a good prescription for pensions but says he doesn’t have any good answers for containing the growth of personal debt. Hat tip to the Stingy Investor for pointing me to this one.
Tom Bradley at Steadyhand sees risk and valuation problems with dividend-based portfolios.
Money Smarts believes open houses are useful for selling your home even if some real estate agents don’t think so.
Squawkfox says to beware of inactivity fees on your credit cards.
My Own Advisor tackles the question of how big a portfolio needs to be before it makes sense to go from mutual funds to ETFs. The answer depends on your costs and trading patterns. The time to switch is when ETF MERs and trading costs add up to less than the MER costs of the mutual funds. This will depend on how much you pay for trades, how often you trade, and other factors.
Big Cajun Man has been writing about his TD RDSP troubles long enough that TD tracked him down to talk about it.
Million Dollar Journey takes a look at how to optimize your split between RRSP and TFSA contributions. A good starting point is to just save something somewhere. Once you get the saving habit you can worry about optimizing where you’re saving the money.