In addition to my appeal for help to keep my blog alive, this week I wrote about group RRSPs which generated quite a bit of discussion in the comments section:
Employer Matching in Group RRSPs
Here are my short takes and some weekend reading:
Vanguard has a very interesting report analyzing dead mutual funds. The survivorship bias effect is very clear looking at the chart on page 3 showing the percentage of funds that outperform their benchmarks. This percentage changes dramatically when you take into account dead funds. Thanks to Ken Kivenko (http://www.canadianfundwatch.com/) for pointing me to this report.
Potato finds problems with an online calculator designed to help you decide whether you’re better off renting or buying a home.
Retire Happy Blog reports that Service Canada’s online CPP calculator sometimes produces wildly inaccurate estimates of your future CPP benefits.
Where Does All My Money Go? is offering a nearly half-off deal on pre-orders of Preet’s new book Stop Over-Thinking Your Money!
Big Cajun Man describes a devious tactic used by furnace salespeople that worked on him.
Canadian Couch Potato explains when it’s better to hold a U.S.-listed ETF and when it’s better to hold its Canadian equivalent.
Gail Vaz-Oxlade explains the implications of co-signing a loan for a family member.
My Own Advisor finds out what’s in the Big Cajun Man’s personal investment portfolio.
Million Dollar Journey describes the top renovations for increasing rental income.
Larry MacDonald thinks that there will be a global economic upswing in 2014 that will benefit Canada. I hope he’s right. But just in case, I’ll stick with my investment plan instead of making any bets on my hunches or anyone else’s insights.