Here are my posts for the past two weeks:
So Stocks are Overvalued – Then What?
Your Retirement Income Blueprint
Here are some short takes and some weekend reading:
Jason Zweig calls gold “a pet rock.”
Mr. Money Mustache brings us some clear thinking on whether to rent or buy your home.
My Own Advisor finds confusion in the advice on how to create retirement income from your portfolio after retirement. There could be a problem with incentives here. By the time you’re 15 or so years into retirement and realize your plan isn’t working, it’s too late for you, and your advisor is probably long retired. You’re essentially relying on advisors’ integrity because they have little economic incentive to make sure your income lasts long enough.
Boomer and Echo find the Financial Planning Standards Council’s projected stock and bond returns to be very low once you factor in the typical fat fees in Canada. After-inflation returns are low enough without giving a big chunk of them away in fees.
Big Cajun Man has amassed a lot of experience with Registered Disability Savings Plans (RDSPs) and the Disability Tax Credit (DTC). Here he shares his experience with working through the system to get benefits.