Friday, September 11, 2015

Short Takes: Cyclical Investing, Market Crashes, and more

Here are my posts for the past two weeks:

How Much Diversification Do You Need?

Should You Take a Variable Rate Mortgage? 

Here are some short takes and some weekend reading:

Tom Bradley at Steadyhand explains how the wealth management industry encourages investors to follow cyclical shifts even though such behaviour harms returns.

Boomer and Echo guarantee that the stock market will crash but aren’t saying when.

My Own Advisor updates us on his progress toward financial goals. The one thing not clear to me is that I thought he filled his TFSA from older savings, which may be a good idea if you haven’t got new savings, but doesn’t represent much progress.

Big Cajun Man sees his line of credit interest rate increasing and tries to get it reduced.


  1. ... and FAILS epically (sp?). Sigh....

    That was me trying to get a lower Unsec LOC rate, not your post, have a great weekend!

  2. I did max out the TFSA, earlier in the year, then we topped it up again when new contribution room opened up in the spring.

    We made progress, but will incur some minor interest charges to borrow money for the next few months as we pay off the HELOC.

    Your annual "goal" / reminder to me about not taking on more debt is always a good one to aspire to.

    Thanks for the mention,