tag:blogger.com,1999:blog-5465015914589377788.post2887423406042853853..comments2024-03-20T09:32:16.592-04:00Comments on Michael James on Money: How Can Insurance be Good for Both Sides?Michael Jameshttp://www.blogger.com/profile/10362529610470788243noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-5465015914589377788.post-52592917974378933622020-10-24T19:36:32.769-04:002020-10-24T19:36:32.769-04:00This comment is in reply to Big Cajun Man's co...This comment is in reply to Big Cajun Man's comment:<br /><br />To complicate the model you have variable rates for the "quality" of the driver (i.e. Larry the Lead foot who drives a Lexus like a Lunatic pays more than, Law Abiding Al his counterpart). The real question is, is it worthwhile to subscribe to the new service of "one free accident" where if you have an accident which wasn't alcohol related and you weren't robbing a bank at the time, it will not count against your driver rating?<br /><br />--C8jMichael Jameshttps://www.blogger.com/profile/10362529610470788243noreply@blogger.comtag:blogger.com,1999:blog-5465015914589377788.post-23124019187705496982007-11-27T12:40:00.000-05:002007-11-27T12:40:00.000-05:00The Big Cajun Man asked about car insurance riders...The Big Cajun Man asked about car insurance riders that guarantee your rates won't go up after one at-fault accident.<BR/><BR/>If the insurance company has done its job properly, all insurance is priced to benefit the insurance company. You have to decide if you want to pay extra to reduce risk. If the risk of higher car insurance premiums is keeping you up at night, then pay for this rider. If you could handle higher premiums without much difficulty, then this rider probably isn't a good deal for you.Michael Jameshttps://www.blogger.com/profile/10362529610470788243noreply@blogger.com