tag:blogger.com,1999:blog-5465015914589377788.post36063415721515496..comments2024-03-20T09:32:16.592-04:00Comments on Michael James on Money: Excuses to ShopMichael Jameshttp://www.blogger.com/profile/10362529610470788243noreply@blogger.comBlogger9125tag:blogger.com,1999:blog-5465015914589377788.post-67683737635524260752015-12-07T13:51:41.789-05:002015-12-07T13:51:41.789-05:00I think its great.
Anything that helps my visa sha...I think its great.<br />Anything that helps my visa shares go up in value is fine with me.paulhttps://www.blogger.com/profile/00050081178673700867noreply@blogger.comtag:blogger.com,1999:blog-5465015914589377788.post-77851775136533383602015-12-07T11:38:17.124-05:002015-12-07T11:38:17.124-05:00@Anonymous: Thanks for the compliment on my web s...@Anonymous: Thanks for the compliment on my web site. You may be right that I reach few people directly to make them think about these nonsense credit card messages. However, I'm hopeful that I might prompt some of my readers to pass along the message to those who could use it.Michael Jameshttps://www.blogger.com/profile/10362529610470788243noreply@blogger.comtag:blogger.com,1999:blog-5465015914589377788.post-3685805685716374852015-12-07T11:35:38.125-05:002015-12-07T11:35:38.125-05:00@SST: Usually it puzzles me why this stuff works ...@SST: Usually it puzzles me why this stuff works on people, but I think I understand why it's easier to spend with a credit card. If I'm spending cash, I have to part with some of it in a very visual way. A credit cards doesn't look any different after I've used it. My lizard brain doesn't perceive any loss.Michael Jameshttps://www.blogger.com/profile/10362529610470788243noreply@blogger.comtag:blogger.com,1999:blog-5465015914589377788.post-873177019340833842015-12-07T10:57:20.702-05:002015-12-07T10:57:20.702-05:00Anyone who doesn't immediately laugh at stuff ...Anyone who doesn't immediately laugh at stuff like this probably would have no clue how to find this great website in the first place.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-5465015914589377788.post-53051304821088663752015-12-07T10:26:10.562-05:002015-12-07T10:26:10.562-05:00Studies have shown that if you use a credit card, ...Studies have shown that if you use a credit card, you are highly susceptible to spend more than you would using other forms of payment. <br /><br />My all-time favourite slogan is, "Spend/buy more, Save more!" Huh?! That's some funky accounting! SSTnoreply@blogger.comtag:blogger.com,1999:blog-5465015914589377788.post-13045574040395402852015-12-07T08:31:29.227-05:002015-12-07T08:31:29.227-05:00@Big Cajun Man: It's true that the cost of se...@Big Cajun Man: It's true that the cost of sending the email is low and few people need to be influenced to make it worthwhile for the credit card company. What I'm trying to figure out is what goes on in the minds of people who are influenced.Michael Jameshttps://www.blogger.com/profile/10362529610470788243noreply@blogger.comtag:blogger.com,1999:blog-5465015914589377788.post-53311478480642584682015-12-07T08:19:15.093-05:002015-12-07T08:19:15.093-05:00This letter is sent to so many folks, all they nee...This letter is sent to so many folks, all they need is a "pick up rate" of about 0.1% to increase their bottom line. The fact that you laughed at it, doesn't mean that in a few years you might heed their warning (sarcasm).Big Cajun Man (aw)http://www.canajunfinances.comnoreply@blogger.comtag:blogger.com,1999:blog-5465015914589377788.post-59582316786357502652015-12-07T08:17:17.052-05:002015-12-07T08:17:17.052-05:00@Beth: I try not to ever underestimate people'...@Beth: I try not to ever underestimate people's capacity for believing things just because they want them to be true.Michael Jameshttps://www.blogger.com/profile/10362529610470788243noreply@blogger.comtag:blogger.com,1999:blog-5465015914589377788.post-73461865705273018292015-12-07T07:03:05.079-05:002015-12-07T07:03:05.079-05:00Last year, I received a credit card offer that wen...Last year, I received a credit card offer that went something like this: "With x low interest rate, you can finally afford that winter vacation your family deserves!"<br /><br />I'm not sure which is scarier -- that people think a new credit card allows them to "afford" a big ticket item, or the sense of entitlement that they DESERVE it.Bethnoreply@blogger.com