Here are my posts for the past two weeks:
A Financial Product I’d Like to See
Reader Question: Changing Asset Allocation
Here are some short takes and some weekend reading:
Potato explains in detail the problems with Air Miles and how they’ve effectively expired already. This post captures the problems generally with almost all forms of loyalty points and miles.
Barry Ritholtz cracked me up with his take on McKinsey’s predictions for global investment returns.
Canadian Couch Potato answers a tricky reader question about when and how to switch from an index portfolio of TD e-Series funds to an ETF-based portfolio.
The Fraser Institute issued a report explaining how the rates of return people get on their CPP contributions is lower the younger you are because contribution rates have risen over the years. The media release I received said “Canadians born after 1971 will receive meager 2.1 per cent rate of return.” However, this is misleading. That is a real rate of return, meaning a return after subtracting out inflation. The actual report is much clearer on this point. A 2.1% return sounds dismal, but 2.1% above inflation is actually more than most people will get from their other investments.
Preet Banerjee interviews Andrew Graham, CEO of Borrowell, in his latest podcast.
Boomer and Echo offer 11 different model portfolios, some using ETFs and others using index mutual funds from various Canadian providers.
Big Cajun Man takes a look at the enormous changes that will come with self-driving cars.
Million Dollar Journey offers some income-splitting ideas for couples. I use many of these techniques myself.
My Own Advisor interviews an index investor who is approaching retirement age.