I get a lot of pitches from companies wanting me to write about their products, which I mostly ignore, but Alexey Saltykov at InsurEYE sent me something interesting. It’s a graphic that explains the 3 most common ways that fraudsters might try to involve you in a car accident (see below or click here). (Disclosure: I have no business or financial connection to InsurEYE.)
My first question after looking at these fraud scenarios is what can I do about this? If done well, it would be almost impossible for the victim to avoid the collision, and then it would be almost impossible to convince an investigating police officer that the collision was a fraud rather than poor driving by the victim.
Alexey’s answer to this question is that he uses a dash cam:
Here is a link to a supposed case of a fraudulent collision. The collision seems so minor that it’s hard to tell if this is real or staged, but I get the idea. I’m not likely to buy a dash cam any time soon, but I can see that it would be almost impossible to prove fraud without one.